The Return of Layaway?
About five years ago Wal-mart decided it was no longer going to offer layaway plans. What is layaway? Layaway works by you walking in to the store, picking what you want and going back to a layaway counter and putting a down payment on it. You then have a certain amount of time to pay it off then take it home. If you don’t pay it off, it goes back on the sales floor and you get your money refunded minus a service charge. The great ting is you don’t pay any interest like you do with credit cards….