Tech, Autos, & Gear in Layman's Terms Since 2006

January 24, 2009 • Gear Bits

Use PayPal’s free disposable credit card number to manage recurring charges

UPDATE: This post was written in 2009; at some point in 2010-2011, PayPal stopped offering this service. =(

One of my pet peeves is online sites that require payment with a credit card along with a “good until canceled” order to keep charging my card until I notify them to stop. As anyone who has ever dealt with some online sites can attest, the ordeal to STOP a recurring charge can be 100 times more difficult than the two clicks it took to start.

paypal2.jpg

For some reason these sites all have the same policy about not refunding the amount once you have renewed. Quite frankly I think this is all one big rip off. Luckily I stumbled across a way to prevent this problem.

For some odd reason these sites rarely let you cancel online.

Instead, they force you to an (often) overseas operator who can pass you along to several different agents who try convincing you that you really don’t want to cancel.

Even worse is when you fail to remember the exact month that your credit card is going to be re-charged – and the site tells you they can cancel you but not refund your charge due to some policy. Sure, you can almost always get the money back by disputing it through your credit card company – but that’s a huge hassle.

Instead – use a disposable and one time use credit card number from PayPal. It is free – and all you need is a PayPal account which will generate a one time use MasterCard number that draws funds from your PayPal account.

Did I mention that this service is completely free and only requires that you have a PayPal online payments account?

paypal toolbar.jpg

If you’re a Windows user, you can download a free toolbar from PayPal that will automatically generate a one-time only MasterCard number (Visa and Amex are not supported). This credit card number has all the customary security features – including the code on the back that the sites routinely ask for.

To access this feature in PayPal log into your account and click the “Products and Services” tab.

From the Product and Services tab select the PayPal Plug-In at the very bottom of the screen.

paypal plug-in.jpg

Unfortunately, I’m a Mac user (or maybe I should phrase that as “fortunately”). The PayPal Plug-In is not available for MAC, but if you click on the “Mac User?” link then PayPal will take you to a page where you can manually generate a credit card number (along with expiration date and security code).

paypal2.jpg

I have already used this online and from this date forward it will be the only way that I pay for online services that require an annual renewal (this may not work as nicely for something that renews monthly unless you’re really unsure whether you want to keep using the service past the first month).

For more information, log into your PayPal account and click your Products and Services tab (on my account this was the last tab in the upper right corner). Follow the link at the bottom of the page (image above) to the “PayPal Plug-In”.

PayPal

 

19 Responses to " Use PayPal’s free disposable credit card number to manage recurring charges "

  1. Andrew Woodw says:

    Top Tip: RT @mas90guru: Use Paypal’s free disposable credit card number to manage recurring charges http://ff.im/-K0ea

  2. doogald says:

    I haven't tried this myself with PayPal, but some credit card companies offer this service as well. I have been using this for years now with Discover Card, which also has both a Windows app and a web based generator for a true, single use card number, and BoA/MBNA also has a service for their cards which lets you set up a specific amount and a specific number of months that a single card can last – so you can use the same number to pay for a Netflix subscription, say, with a limit to the exact amount of the subscription, so that if Netflix's numbers are stolen you do not need to worry about changing cards, etc.

    I think that they are great services.

  3. I don't have this. I assume it's US-only. ūüôĀ

  4. Walt says:

    The problem is this doesn't really solve the problem.

    IANAL, but as I understand it, if you have entered into an agreement with this company that allows them to auto-renew your account, then you owe them that money. Your card being declined doesn't stop that, and they could legitimately send you to a collections agency.

  5. Mizst says:

    I think that it is a good emergency stop measure when the vendor channel is designed to obstruct your attempt to terminate the account, which is the issue explained in the post. Single-use credit card number simply helps to prevent the vendor from continuing to charge you illegitimately because they try to obstruct your canceling the account.

    Legally, if you have no intention of continuing the account but the vendor is just making it hard for you to do so, then you will win the case. Charged money, however, is difficult to get back, so this technique patches up that issue.

    • Aleksandar Vujovic says:

      Totally agree. Been ripped off before at a gym. Started the account, then I moved for work so I cancelled. First time I cancelled didn’t take, so I came back and asked to reverse that charge and cancel my damn account. Was told it would be cancelled, but of course, that didn’t take either. Finally had to talk to my bank to stop them.

      Could happen to anyone anywhere.
      All it takes is a someone who’s had a bad day.
      Or is a huge jerk.

  6. NewTe.ch says:

    Use Paypal’s free disposable credit card number to manage recurring charge:
    One of my pet peeves is onl.. http://tr.im/cbyp

  7. Erik Test says:

    Use Paypal’s free disposable credit card number to manage recurring charges http://bit.ly/srd2

  8. bon346 says:

    paypal's plug-in is no longer available.

  9. GeoOasis says:

    Disposable Credit Cards – Protect yourself this holiday season: http://bit.ly/f63ky6

  10. Teresa Peek says:

    Protect your identity online and/or stop those pesky auto-renewing charges! Paypal offers a solution – http://bit.ly/ewXS9Y

  11. Systems says:

    Paypal discontinued this service for good with a final date of September 22, 2010.  

  12. Wandah54 says:

    Paypal plug in is no longer available!

  13. E says:

    You forgot one other key reason to never use Paypal: Disputes and refunds.  Having personally been abused by Paypal stealing (yup, stealing) money refunded to me in overpayment from a vendor with no recourse, I stopped using Paypal.  Further, should there be any kind of dispute with a vendor, Paypal has horrible dispute resolution compared to say, Discover.  I would never recommend using paypal; they are the total amateur hour when compared to a credit card company.

  14. Daniel says:

    Worldwide CVVs Shop | VERIFIED SELLER |

    Hello all buyer : i’m a professional Hacker and i have for all goods good and fresh live cc my CVV are the best for you. with up to $3500 inside each of them
    I’m Seller for: CC, CVV US,UK,CA, EURO,AU, Italian,Japan,France,…all cc. Paypal verify, Software Spam mail mail list,
    CC fullz info, CC DOB, Dump
    sell cvv.i can also transfer money to your private bank account with the bank not nowing,i can also transfer money that is up to $5,000 to your cc,visa, master card or any other card.
    i can also send thousands of dollars to your paypal account, liberty reserve account Alert pay account or any online account.

    cc number|Card Exp date |cvv|Name|Mailing Address|City|State|Zip Code|phone number|email.
    o
    brazil .italy cc have dob..

    if u interested . contact me => creditcard_shop@yahoo.com

    Yahoo ID : hacker.trade_cvv
    emial me on.  creditcard_shop@yahoo.com
    …. don”t ask for free one.
    * List cc i have and prices : 
    bin of my choice = 40$
    US Classic = 40$
    US Debit Classic 70$
    US MC Standard = 80$
    US Gold = 70$
    US Platinum = 120$
    US Business-Corporate = 120$
    US Purchasing-Signature = 150$
    US MC World = 120$

    Canada Dumps:
    Canada Classic = 70$
    Canada MC Standard = 90$
    Canada Gold = 120$
    Canada Platinum = 150$
    Canada MC World = 120$

    Europe Dumps:
    EU Classic = 70$
    EU MC Standard = $80
    EU Gold = 120$
    EU Platinum = 150$
    EU Business-Corporate = 150$
    EU Infinite = 200$

    *** Transfer Western Union / bank 
    (Eu,Uk,Asia,Canada,Us,France,Germany,Italy,Ni 
    geria and very easy to cashout African) : 
    Р500$ you will have mtcn : 10000$ 
    Р400$ you will have mtcn : 8000$ 
    Р300$ you will have mtcn : 5500$ 
    Р200$ you will have mtcn : 3500$ 
    Р100$ you will have mtcn : 1500$ 
    * Give me your western union info and payment 
    me fee. 
    ATM Skimmer Wincor Nixdorf : $ 3000 
    ATM Skimmer Wincor : $ 3000 
    ATM Skimmer Slimm : $ 3000 
    ATM Skimmer Slim : $ 3000 
    ATM Skimmer NCR : $ 3000 
    ATM Skimmer Diebold Opteva : $ 2500 
    ATM Skimmer Diebold : $ 2000 
    ATM Skimmer Universal : $ 4000 
    ATM Skimmer Small : $ 2500 
    Then i will do transfer’s for you, After 
    about 20 mins you’ll have MTCN and sender 
    name 
    add me on your yahoo messnger.. creditcard_shop@yahoo.com
    or email me. creditcard_shop@yahoo.com
    DONT ASK FOR FREE TEST,PAY BEFORE SERVICE. I CHANG ANY DEAD CARD
    I accept LR or WU but i only accept WU > $100
    – I was so happy to see you actually make more money from the business with me
    Thank you all! When you trust me, work with me. And if not trust,dont contact me, dont waste time. 
    I only work with reliable buyers

    Yahoo Messenger:creditcard_shop@yahoo.com

    E-mail:  creditcard_shop@yahoo.com

  15. theDood says:

    yea is there a new way to do this?

  16. This blog post is outdated. Have they ran out of numbers?

  17. Hackex says:

    Worldwide CVVs Shop | VERIFIED SELLER |

    Hello all buyer : i’m a professional Hacker and i have for all goods good and fresh live cc my CVV are the best for you. with up to $3500 inside each of them

    I’m Seller for: CC, CVV US,UK,CA, EURO,AU, Italian,Japan,France,…all cc. Paypal verify, Software Spam mail mail list,

    CC fullz info, CC DOB, Dump

    sell cvv.i can also Hack money to your private bank account with the bank not nowing,i can also transfer money that is up to $5,000 to your cc,visa, master card or any other card.

    i can also Hack thousands of dollars to your paypal account, Perfect money account Alert pay account or any online account. we also sale money pack in a very low rate.

    ( NOTE ) : We use only one ID Yahoo and one Email to support. Please be careful of this. Because there are so many people fake us to commit fraud.

    EMAIL ADDRESS… wubanklogin@yahoo.com

    yahoo messenger… wubanklogin@yahoo.com

    skype………….. daniel.morris897

    ICQ……. 649483672

    Gmail…. wu.banklogins@gmail.com

    ——————————————-

    =========== ( Western Union Transfer / Software Bug 2013 : ) ===========

    + Selling code MTCN of Western Union Transfer :

    fee $150 for MTCN $1500 ( get code MTCN and Sender’s details )

    fee 200$ for MTCN $2500 ( get code MTCN and Sender’s details )

    fee $300 for MTCN $3000 ( get code MTCN and Sender’s details )

    fee $500 for MTCN $6000 ( get code MTCN and Sender’s details )

    fee $700 for MTCN $9000 ( get code MTCN and Sender’s details )

    fee $900 for MTCN $15.000 ( get code MTCN and Sender’s details )

    -I tranfer minimum 1500$ with price 150$ first for u trust

    -Western Union Online Software(Western Union Bug(WU Bug):800$

    After 20 mins you payment for me.I tracking if real.i will do hack transfer

    money and send you MTCN now.

    —————————————————————————

    – You make payment then send me payment info and your WU details (First name + Last name + Country)

    – If I check you have sent money then I will done transfer for you

    – After transfers completed, about 20 minutes you will get code MTCN + Information to pick up, it is very easy cash money

    —————————————————————————

    Please don’t ask me about transfer with small amount … all must know transfer very hard so if you want let’s pay for me with minimum

    You can pick up at all Western Union office in 1 hours … I hope all must read clear before contact me .. ok ???

    —————————————————————————

    + Selling the Software + Activation Code :

    price $500 for 1 activation ( Activities in 1 year )

    + chat with me to know more details: ( My ID Yahoo : wubanklogin )

    =========== ( SElling New CC,CVV… All Countries And All Kinds : ) ===========

    ___ Cvv Us : ___

    Us random : $6 per (one), Us fullz info : $25 per (one)

    Us with bin $10 per (one), Us with dob $15 per (one)

    ___ Cvv Uk : ___

    Uk random : $8 per (one), Uk fullz info : $30 per (one)

    Uk with bin $15 per (one), Uk with dob $20 per (one)

    ___ Cvv Ca : ___

    Ca random : $12 per (one), Ca fullz info : $30 per (one)

    Ca with bin $15 per (one), Ca with dob $20 per (one)

    ___ Cvv Au : ___

    Au random : $12 per (one), Au fullz info : $30 per (one)

    Au with bin $17 per (one), Au with dob $20 per (one)

    ___ Cvv Euro : ___

    Eu random : $20 per (one), Eu fullz info : $40 per (one)

    Eu with bin $25 per (one), Eu with dob $30 per (one)

    ………………………………………….. .

    Cvv Italy random : $20 per (one), Italy fullz info : $35 (one)

    Cvv Spain random : $20 per (one), Spain fullz info : $35 (one)

    Cvv Denmark random : $25 per (one), Denmark fullz info : $35 (one)

    Cvv Sweden random : $20 per (one), Sweden fullz info : $35 (one)

    Cvv France random : $20 per (one), France fullz info : $35 (one)

    Cvv Germany random : $20 per (one), Germany fullz info : $35 (one)

    Cvv Ireland random : $20 per (one), Ireland fullz info : $35 (one)

    Cvv Mexico random : $15 per (one), Mexico fullz info : $30 (one)

    Cvv Asia random : $15 per (one), Asia fullz info : $30 (one)

    – And many country orther… let me know if have i will sell for you.

    – All my cvv very good and fresh , work 100% with hight balance.

    – I ready change cvv if not good or dont work.

    – Contact US to create orders

    + chat with me to know more details: ( My ID Yahoo : dragon.tools )

    =========== ( Selling Card Dumps With Pin + Track 1/2 : ) ===========

    – Card Dumps from Us : ( 101 )

    Card Visa Classic , Master Card Standart : $70 / 1 piece

    Card Visa, Amex, Disco, Master Gold / Platinum : $80 / 1 piece

    Card Business, Cooperation : $90 / 1 piece

    Card Discover, Amex, Debit card : $90 / 1 piece

    Card American Express : $100 / 1 piece

    ——————————————–

    – Card Dumps from Uk : ( 101 ) ( 201 )

    Card Visa / Master Standart : $85 / 1 piece

    Card Visa / Master / Amex / Discover Gold , Platinum : $90 / 1 piece

    Card Business / Signature / Purchase / Cooprate / Word : $120 / 1 piece

    ——————————————–

    – Card Dumps from Canada : ( 101 ) ( 201 )

    Card Visa / Master Classic + Standart : $80 / 1 piece

    Card Visa / Master / Amex / Discover Gold + Platinum : $90 / 1 piece

    Card Business / Signature / Purchase / Cooprate / Word : $120 / 1 piece

    ——————————————–

    – Card Dumps from Au & Eu : ( 101 ) ( 201 )

    Card Visa / Master Classic + Standart : $100 / 1 piece

    Card Visa / Master / Amex / Discover Gold + Platinum : $110 / 1 piece

    Card Business / Signature / Purchase / Cooprate / Word : $140 / 1 piece

    ——————————————–

    Card Dumps + Pin,Tracks 1&2 US = $100 per 1

    Card Dumps + Pin,Tracks 1&2 UK = $120 per 1

    Card Dumps + Pin,Tracks 1&2 CA = $120 per 1

    Card Dumps + Pin,Tracks 1&2 AU = $140 per 1

    Card Dumps + Pin,Tracks 1&2 EU = $140 per 1

    *** Types Card Dumps : Visa, Master, Amex, Discoveri Gold, Master Standart, Platinum, Business Card, Cooperation Card, American Express, Debit Card.

    *** Countries Card : USA, UK, CA, AU, EU, Asia .

    *** Contact US to create orders

    + chat with me to know more details: ( My ID Yahoo : dragon.tools )

    =========== ( Hacking Bank Login + Hack Account Paypal : ) ===========

    account with balance 3000 = $300

    account with balance 5000 = $400

    account with balance 9000 = $600

    account with balance 15.000 = $1000

    ——————————————————

    – Have all details for login and I can transfer balance to your account (Bank or Paypal) if you want

    – With Account Paypal Verification : Email Address Paypal + PayPal Password (full info)

    – With Account Bank Login : Username + Password Number (full info)

    fee’s $300 for transfer $3000

    fee’s $500 for transfer $6000

    fee’s $700 for transfer $9000

    fee’s $1000 for transfer $16.000

    Bank To Bank Transfer To Any Usa Bank

    Bank To Bank Transfer To Any Uk Bank

    Bank To Bank Transfer To Any Euro Country Bank

    Amount To Pay For That Depend On Amount You Want To Transfer

    + chat with me to know more details: ( My ID Yahoo : wubanklogin )

    ——————– SHIPPING(Laptop + Iphone + Ipad) ————-

    Ship iphone : 4g 130$ per 1

    Ship iphone : 3gs 100$ per 1

    Ship ipad : 150$ per 1

    Ship Laptop : Vaio 150$ per 1

    Ship Laptop : Dell 130$ per 1

    Ship Laptop : HP 100$ per 1

    SHIP LAPTOP APPLE = 150$

    SHIP LAPTOP HP + DELL = 120$

    SHIP LAPTOP TOSHIBA = 80$

    SHIP LAPTOP LENOVO = 100$

    (2-3 days have tracking number

    *************

    ============= Conditions Of Sale : =========================

    – If you want to buy something, please contact me to know about deal and prices.

    ——————————————————————————–

    – We ensure all stuff is best and reasonable price.

    —————————————————

    – We hope to see you all and doing serious work.

    ————————————————

    – If you are a new customer here.

    ———————————

    – I can sell you minimum 10 cvv or one stuff for testing.

    ———————————————————

    – I never send free to experiment.

    ———————————-

    – If you don’t trust my services. please do not contact me.

    ———————————————————–

    – I only accept payment money with Perfect Money ( PM ) or Western Union ( WU )

    ——————————————————————————-

    (I need real buyer here, Add me if you are sure trust my services, I do not want to waste time for both, I’m will deal well with customers really trust my business)

    ===> Contact Us soon :

    EMAIL ADDRESS… wubanklogin@yahoo.com

    yahoo messenger… wubanklogin@yahoo.com

    skype………….. daniel.morris897

    ICQ……. 649483672

    Gmail…. wu.banklogins@gmail.com

    ———————————————-

    =============== THANKS SO MUCH, LOOK FORWARD TO WORKING WITH YOU SOON ===============

  18. K1NF says:

    Below is a message from paypal site:
    PayPal Plug-In
    The PayPal Plug-in is no longer available. But you can still take PayPal with you just about anywhere you shop online. Apply for the PayPal Plus MasterCard? Credit card or get the PayPal Debit Card.

Leave a Reply